Article
What you are charged on the day you sign up
26 of the 443 priced programs here lead with a monthly figure and take the whole term at once. The median advertised rate among them is $133 a month; the median amount charged that day is $399. Prepayment does not by itself establish a discount.
Research by Treatment Registry · Our method
Published September 2026 · Updated October 2026
Observation window: August 2026–October 2026. The newest reading does not mean every program was checked then.
Contents
Reading
Every plan has two numbers
A program quoted at a low monthly rate is very often a program paid for in advance. Those are two different facts and a price table usually shows only the first: what the treatment works out to per month, and what leaves your account the day you agree to it.
This register records both where the source establishes them, because they answer different questions. One tells you whether you can afford the program over time. The other tells you whether you can afford to start.
How often the two differ
Programs billed up front, of 443 priced
26
Median charged on day one
$399
Median multiple of the monthly rate
3.0×
The largest is Options Medical Weight Loss, which advertises $199 a month and takes $2,388 at once for a 12-month plan. Nothing there is concealed — the term is printed beside the figure — but the two numbers sit in different places, and only the smaller one is in the headline.
26 matched · 443 priced programs assessed · 696 not yet checked · 1139 entries in the register
What prepayment commits you to
Prepayment alone does not prove a discount. To measure one, compare equivalent offers from the same provider with different commitment lengths. The programs above establish an upfront payment, not that a shorter option exists or costs more. Check what happens if treatment changes or stops, and see the separate comparison of monthly and longer-term offers.
Cancellation may stop future renewals without refunding medication already ordered. Both monthly and prepaid plans can have separate renewal deadlines and refund conditions. Read the recorded terms where available, and confirm unresolved details before paying.
What to check before you agree
- Is this figure per month, or the whole plan? If the plan is billed in full, what is the total?
- What happens if you stop? Read the refund terms before prepaying, not after.
- Is a shorter term offered at all? Some programs publish only the long one, which makes the low monthly rate the only rate — and the large charge unavoidable.
Every figure here is computed from the 1139 entries in this register when this page is built, across 436 companies, and each links back to the company’s own sentence and the date it was read. The register is browsable and the data is downloadable.
Notes
Cite this
Treatment Registry. (2026). What you are charged on the day you sign up. Retrieved [your access date], from https://treatmentregistry.com/articles/what-you-are-charged-on-the-day-you-sign-up