Article
What you are charged on the day you sign up
47 of the 831 priced programs here lead with a monthly figure and take the whole term at once. The median advertised rate among them is $146 a month; the median amount charged that day is $400. The saving is real and so is the bill.
Computed from the register, as of September 13, 2026
Contents
Reading
Every plan has two numbers
A program quoted at a low monthly rate is very often a program paid for in advance. Those are two different facts and a price table usually shows only the first: what the treatment works out to per month, and what leaves your account the day you agree to it.
This register records both for every rung of every price ladder, because they answer different questions. One tells you whether you can afford the program over time. The other tells you whether you can afford to start.
How often the two differ
Programs billed up front, of 831 priced
47
Median charged on day one
$400
Median multiple of the monthly rate
3.0×
The largest is InstaRX, which advertises $265 a month and takes $3,180 at once for a 12-month plan. Nothing there is concealed — the term is printed beside the figure — but the two numbers sit in different places, and only the smaller one is in the headline.
47 matched · 831 priced programs assessed · 27 not yet checked · 858 entries in the register
What the discount actually buys
Committing to a longer term genuinely lowers the monthly rate, and on the programs above it lowers it a great deal. What it buys in exchange is a commitment made before you know three things: whether the medication suits you, whether you tolerate the dose you end up on, and whether the company still charges this in six months. This market changes its prices often enough that the register keeps a running log of the changes.
It is also the point at which a refund policy stops being fine print. A month-to-month plan that disappoints costs you a month. A prepaid year that disappoints costs whatever the company’s policy says it costs, and those policies vary more than the prices do. Each entry records that policy in the company’s own words.
What to check before you agree
- Is this figure per month, or the whole plan? If the plan is billed in full, what is the total?
- What happens if you stop? Read the refund terms before prepaying, not after.
- Is a shorter term offered at all? Some programs publish only the long one, which makes the low monthly rate the only rate — and the large charge unavoidable.
Every figure here is computed from the 858 entries in this register when this page is built, across 363 companies, and each links back to the company’s own sentence and the date it was read. The register is browsable and the data is downloadable.
Notes
Cite this
Treatment Registry. (2026). What you are charged on the day you sign up. Retrieved [your access date], from https://treatmentregistry.com/articles/what-you-are-charged-on-the-day-you-sign-up